Why should you get travel insurance for your incentive travel trips you have purchased for your employees? Travel insurance for any trip is always a good idea, but travel insurance for a trip you are gifting to an employee is twice as important.
In the event something happens to your employee while on the trip you gifted to them, not only does it protect them, it protects you. While your employee is on a vacation your company paid for, your company is liable for their safety and well being from the moment they leave until the moment they get back. The last thing you want is a crippling lawsuit that could have been prevented with a simple travel insurance policy.
Tragedy when traveling is not only possible, it’s happened before. In fact, tragedy struck one couple not once, but twice!
Jill and Dodge Melkonian are both 89 year old residents of Clearwater, Fla. Tragedy struck them the first time on one of their cruises when a fire broke out. The cruise line gave them a free trip to compensate them for their inconvenience. Then, on their second cruise through Turkey, Dodge fell and broke his hip. They had insurance through the cruise ship they were on, so Dodge was taken off the ship and left at a local Turkish hospital- one that couldn’t actually treat him. Since he didn’t have insurance through his travel agent, his coverage could have pretty much stopped there under the cruise line’s insurance policy.
Luckily, for us here at Elite Travel this was unacceptable. Since he was our client we sprung into action and got him to a proper hospital with people who spoke English, eventually got him the treatment he needed and then we safely got him back home to the United States.
If the Melkonians had purchased their travel insurance through our travel agency rather than just relying on the insurance policy of the cruise ship, they would have been better protected.
The Melkonian’s case, although extreme, proves just how important it is not only to book your travel through an agency so you will have someone to call on in the event of tragedy, but also proves how important it is to purchase a travel insurance policy from your travel agency. Relying on the insurance of your cruise line or the resort you are staying at could leave you with unnecessary bills and headaches that could have been prevented.
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